You can build a state specific lease through them and they usually cost about $50/lease.  

It's a large financial investment; hence I'm performing my due diligence....something every savvy investor would do before making a deal.  

What made you interested in investing in this type of deal?

this is a toughie. hard money specifically is equity-driven, meaning they'll likely want 40%+ down to even entertain the deal. additionally, land without improvements is often very inexpensive (relative to land with improvements), usually pushing below a threshold which makes sense for a hard money lender. if you're not intending to build right away, then i think you'll have the best luck with private money instead of hard money. usually higher leverages than hard money, and more negotiable terms.if you are intending to build on it pretty right away, a ground-up construction loan could work, but those will typically require some ground-up construction experience (on title on other ground-up deals), or an extensive portfolio of heavy rehabs/ rentals/ strong liquidity. those will give you acquisition monies (to buy the land) and build monies (to build the improvements).

What made you interested in investing in this type of deal?

Keeping a bad deal because it has a low interest rate is just silly. 

Alternatively you can fill out a life/cost for each item spreadsheet to determine your cost.

I know exactly how much it should cost to hire a contractor, for any type of work on a house.

i know someone who does Gap lender for fix and flip and other deal, massage me if you want me to put you in contact with them

And how I could possibly not lose out on this deal this late into it?