![](https://bpimg.biggerpockets.com/no_overlay/uploads/social_user/user_avatar/1643879/small_1621514420-avatar-jareds184.jpg?twic=v1/output=image&v=2)
29 September 2021 | 1 reply
The lender will perform a desktop appraisal but they will typically have a short view on the value of the property to protect the company’s investment which means you will be coming out of pocket more.
![](https://bpimg.biggerpockets.com/no_overlay/uploads/social_user/user_avatar/1643879/small_1621514420-avatar-jareds184.jpg?twic=v1/output=image&v=2)
29 September 2021 | 0 replies
The lender will perform a desktop appraisal but they will typically have a short view on the value of the property to protect the company’s investment which means you will be coming out of pocket more.
![](https://bpimg.biggerpockets.com/no_overlay/uploads/social_user/user_avatar/2266615/small_1635249622-avatar-dereky13.jpg?twic=v1/output=image&v=2)
29 September 2021 | 2 replies
It protects YOU and any other future endeavors.
![](https://bpimg.biggerpockets.com/no_overlay/uploads/social_user/user_avatar/1859592/small_1622069963-avatar-jeffreyb224.jpg?twic=v1/output=image&v=2)
29 September 2021 | 1 reply
(Telephone Consumer Protection Act) and the DNC (Do Not Call) list regulations.Here's an introduction: https://www.compliancepoint.co...
![](https://bpimg.biggerpockets.com/no_overlay/uploads/social_user/user_avatar/2266676/small_1632936779-avatar-samr222.jpg?twic=v1/output=image&v=2)
6 October 2021 | 5 replies
This will protect your personal assets, should something major arise.
![](https://bpimg.biggerpockets.com/no_overlay/uploads/social_user/user_avatar/2262402/small_1632525715-avatar-lawrencec91.jpg?twic=v1/output=image&v=2)
30 September 2021 | 4 replies
Some banks have separate departments for business and consumer lending.
![](https://bpimg.biggerpockets.com/no_overlay/uploads/social_user/user_avatar/2254104/small_1695189563-avatar-davidl1251.jpg?twic=v1/output=image&v=2)
3 October 2021 | 24 replies
@David Levesque you are thinking about debt in consumer terms.
![](https://bpimg.biggerpockets.com/no_overlay/uploads/social_user/user_avatar/259432/small_1621436933-avatar-belindar.jpg?twic=v1/output=image&v=2)
29 September 2021 | 3 replies
If you changed the terms you advertised originally, someone could probably claim you did it to disadvantage an application from a protected class.
![](https://bpimg.biggerpockets.com/no_overlay/uploads/social_user/user_avatar/2134532/small_1632962469-avatar-bradyw29.jpg?twic=v1/output=image&v=2)
30 September 2021 | 4 replies
Just make sure to consume contents here as much as possible and feel free to ask any questions you may have.
![](https://bpimg.biggerpockets.com/no_overlay/uploads/social_user/user_avatar/670519/small_1694918067-avatar-ronaldt16.jpg?twic=v1/output=image&v=2)
30 September 2021 | 5 replies
The county assessor says land value = $18,600I got an ACV policy from AllState with the following:Estimated Replace Cost (ERC) = $352,621Dwelling Protection = 175,000Deductuble = 1KSo assuming after renovations market value matches the dwelling protection of $175,000$175,000 - $18,600 (land value) = $156,400 (ACV)Subtract ACV from ERC: $352,621-$156,400 = $196,221 (amount of depreciation)196,221/352,621 = .556 (percentage of depreciation)Does that math look right?