What they mean to say is that their guidelines are so nonsensical that even their own underwriters don't know they exist - as evidenced by the fact that my file went through 2 reviews of underwriting plus a final round to get me to final conditions (3 reviews) and none of them had said this was an issue.

I am doing a rehab and the interior doors and trim are stained brown and are in decent condition.

On a tactical note, go into the call knowing about what you would pay if the property is in fair condition and practice saying those number out loud confidently (IE "Based on the information on the property I would offer 230,000 for it and cover all out of pocket expenses related to the sale.")

From what she says, it is in good structural condition but needs cosmetic improvements (paint, maybe some carpeting) from bad tenants.

No wonder his current materials include panels of lawyers talking through the do's and don'ts!

No more big cities, they are a thing of the past, people do not need to be within walking distance of their lawyer, accountant, and banker.

It is a foreclosure townhome and the property is in very good condition.

She will then be able with the death certificate and a copy of the will do as she pleases. make your life easier and list it in the will. talk with a lawyer about the documents needed to have control transfer directly to her seamlessly.

So, while making adaptations for someone who has possibly/probably self-inflicted their condition may not be everyone's inclination, it may be very practical and cost-effective.The way to approach any adaptations is to ask her.

If I were your buyer's I would 1) find another house to buy, and 2) speak with a lawyer about suing you.