However, the issue I have is that I only have 1 year of solid income from the business, the year prior to that is inadequate, and I know most mortgage companies require 2 years of income to qualify.

Utilize a mortgage calculator to calculate the payments, take into account your schedule, and speak with a Columbus local lender.

Does your renovation cost take into account carrying cost for the duration of the rehab?

What I have seen most Loan Officers do is split marketing costs, but you can't pay more since that could also be considered a kickback.I have also seen companies have realtor's get licensed as an MLO while they handle most of the transaction for them and pay them a cut since they will be the MLO and Realtor on the loan. 

Because of this and many other companies with HQs or a large presence here, the home prices are climbing and will continue to.

@Audrey BlotzYou might call a title company to see if they have any thoughts about searching property records for homes w/ ADUs.

Let me know if you want a connection to the company who recently built a pool at one of my STRs, JAM Pools.

I have a single family home that I've been trying to find a Property Management company to work with and I can't believe how difficult it has been.

That transition becomes messy and costly to many investors as they didn't take into account low appraisals, seasoning periods, LTV restrictions, etc...

All monetary accounts had POD or beneficiaries listed (my sister and myself)  We did not want our parents'names to be tarnished by not paying the yearly taxes and their names published in the local paper as not having done so.