I have shopped around with three different lenders and that seems to be common.

@Marisa RoweI believe that the market is still very strong for both rental and housing as population and job growth has continued to steadily rise along with great diversification of employment.

Have the residents put a set amount into a common use pool, like $25  a month for TP, dish and hand soap, etc.5. 

They’re considered “tenants in common”.

On my 8-plex I put in LED lighting in the common areas since they're on a lot, especially in winter.

I am not sure how common this is, but one contact said it could be done.

I challenge common logic that stocks will always go up.

Credit Report - This to me isn't quite as important as above, and good landlord and employment references, but would still like to know how you check and if you check.

I would be interested in getting together with you as we share common interests and experience. 

If you are investing and trying to move from the left side of the quadrant as an employee or self employed to the right by being a home provider (investor), then year long tax planning should be a regular event for you.