The next house will bring in passive income (rents) and that plus the equity it builds can wipe out debts fast!

I have to build a team.

A couple of ways to go about this is finding REO properties, foreclosures, get deals from wholesalers or build relationships with agents.

Well if you live in a massive apartment building the debt that underwrites that building is likely a commercial loan wrapped into a security instrument.

There is certainly a case such as certain STR activities which may qualify for being able to be considered active income, but it's somewhat difficult to achieve this or material participation status where I think you're currently at.

Many do not allow it due to the city wanting to focus more on higher-priced real estate asset classes such as single-family homes, apartment buildings, etc. 

It's very difficult to capture such a massive property.

But, the self-sufficiency test for FHA loans can be really difficult in SF, meaning that the market rent from units you will not occupy must be sufficient to pay for the mortgage payment. 

In addition the poison causes them to need to drink so for the most part they will leave the building looking for water and die outside.

As an agent if I get a referral I love clients who are A) Ready & able to buy B) They communicate 3) Not difficult/high maintenance.