Fire X Lightning X Explosion (includes Sonic Boom and Water Hammer) X Windstorm and Hail X Smoke X Aircraft and Vehicles X Riot or Civil Commotion X Volcanic Action X Sprinkler Leakage X Sinkhole Collapse X Vandalism/ Malicious Mischief Where Special Form covers all of these plus a few others you may want.Falling ObjectsWeight of Ice & SnowWater DamageTheftCollapseThere are many cases where going with Basic Form makes sense and other where Special Form may be a better choice. 

@ryan Ryan Dossey I wasn't sure if it was a choice investors were choosing to make to save money or part of the loan agreement.

Seeing as how it is illegal to descriminate against families, the stringent nature of these laws puts many landlords into a choice between adhering to the laws by diving head first into a cost prohibitive, cap-ex hell or trying to find their way around the laws thereby exposing themselves a litany of fines and possible jail time that I couldn't even begin to comprehend….you know, not to mention endangering the lives of children.So What is the end game?

I wanted to reach out an here your thoughts on my situation.I have recently been presented with an amazing opportunity and am weighing my choices.  

Whatever direction you choose and whatever program you go into, make one choice now.

Change ur steps accordingly7: dare to dream it and stay focused When ur pals are out wasting time and money u do the opposite, when u have ur rentals they r still partying u will feel sorry for them but glad u made the choices u did!

@Lee Kowal I could see your point if Cozy charged renters for all forms of payment but paying your rent with a credit card is your choice, not the landlords.

They threw that crap at me at the last second when I had no choice but to sign.

I have decided to go back to school to get an MBA in Finance, to learn more about finances in general and supplement my career choice, but I ultimately just want to build wealth and financial freedom.

Being patient will help you make better choices and be able to see the bigger picture.