I'm not sure how I go about proving he lives there, and as this is my first property (and first tenants) I'm afraid of some sort of retaliation if I "stir the pot" so to speak.

Yeah I am gathering they are difficult to deal with from an investors point of view, I was looking more for information and education from a banks perspective but I am afraid I didn't learn much.

Those areas can get expensive so don't be afraid to branch out of the center of the city.

Ask yourself the hard questions and find out what you are really afraid of.

Do not be afraid of anything.  

I would send out a letter to EVERYONE in the building that I received a report that there has been funny smells coming from inside the building; that they were afraid it may be from drug use.

Please dont be afraid to reach out anytime.

So I am not afraid to purchase at market highs but of course prefer to avoid purchasing at market highs but no one really knows when we are at the market high.The supply is very limited in San Diego. 

There is a townhome she still owns that she is really frustrated with and wants to sell, but is afraid with the settling problems, how much is left on her mortgage note, and what the property would sell for she feels stuck.

I would hope this is a joke but I am afraid you don't.