I have managed my own local properties for years, and if you combine all of their service calls it still wouldn't add up to this 1 property:1) Likely fraudulent charges2) No photos provided for nearly any work.

If you are under age 59 1/2, there is an additional 10% penalty.Bottom line is that we strongly recommend against using IRA funds to purchase a house you wish to have personally in teh future.  

Having an established, experienced, local, full-service PM with a departmentalized staff is my first recommendation!  

While it sounds ideal to bring on another lending partner in addition to seller financing - as you can see you have to pay the piper at some point.

Additionally - it helps if you reinforce to the broker that their commission will still be paid out. 

Do I add it to my cashflow, or put it into a separate account?

Some of the condo communities and resorts were hit with large insurance assessments this year - a byproduct of the catastrophic storms that have plagued insurance carriers servicing coastal markets like Florida. 

Adding her to the current lease and charging for the additional pet rent?

HI Brandon,Have you tried looking into a DSCR (Debt Service Coverage Ratio) loan?

I've applied for a conventional loan: 3 units, owner occupied, NJ, 5% down.I have enough W2 income to cover the loan and additionally, there are two units rented already.