The issue is in the short term it takes sacrifice to yield long term gain.  

This is typically how I approach my investing since I'm more in it for the long haul than short term rewards.

However, verbal agreements can be legally binding in court if there is enough evidence to prove the agreement's existence and terms. 

Prepayment penalties- usually 1-5 year terms.

Appreciation will happen over the medium to long term and will boost returns but cashflow is the lynchpin of a good investment.

Or feel free to use the direct link to find a short term rental property manager.  

Principal to be returned in full at the end of the three-year term.  

The terms on the HELOC, if you can find one, will most likely be worse than a cash out refinance term sheet

I'll be honest, my searches have been a little disappointing to find anything that will break even in terms of cash flow.I came across a couple condo-hotel locations and looked into them.

Hello,I am looking for information on down payment assistance (grant not a loan) for a property I have an accepted offer on in New Bedford MA, It is a 3 family and I am a first time home buyer.