Principle, interest, property taxes, property insurance, HOA fee, repair reserve?  

The building is free and clear with no mortgage but needs a refresh. 

Then a call is scheduled with United Tax Liens for two hours.

It's not free as they advertise if you aren't using their applications and they notice apparently.

Having a 24 month term on the front end will also make my job easier doing the take-out loan when it's time to refinance into permanent debt, because there's room in there for a full year of tax returns to have been done in the middle (if your exit plan is to sell, it'll also make it easier on your buyer who will presumably be willing to pay a higher price if they can get an A-paper good mortgage).Ask for a 24 month term, tell your contractor you want it done in a year (and make it financially worth their while if they can pull it off), internally/mentally plan on 18 months, and I'm putting you on notice now to do your tax returns on time, rather than extending them (don't fight me on this, please just do it).Trying to get a renovation mortgage like this for only 1 point is likely a waste of your time, but if you want to ask, after you've secured the above as a 'done deal,' go for it, can't hurt. 

Im creating a FREE guide to help new wholesalers (like myself) get started in the industry. 

If you need assistance reverse engineering a deal, feel free to reach out, and I'd be glad to help. 

We charge $2200 + fees and taxes in January and $2300 + fees & taxes in February.

For example, they can finance up to 70% of the ARV meaning, if you have a perfect 70% deal (purchase price and rehab are withing 70%) they will cover those cost for you.you will still incur closing cost, taxes, and insurance cost though for example.True 100% financing (ZERO out of pocket) typically requires solid relationships with private lenders or a combination of hard money lender and private lenders.

Is there a place that I'm supposed to be looking up the details like taxes, hoa, photos, etc that is understood amongst each other?