My expense ratio for vacancy, capex, and maintenance is generally in the 15-20% combined range but I'm rehabbing up front and then self managing my properties. 

When you buy a primary home you need to show how your going to either continue to work at the same company or if self employed continue to run the business.  

FIRST-TIME INVESTORREI Pros,I am looking to refinance my home and pull money out to pay off a property I own in Oklahoma to pull a loan against it and purchase a self-storage complex.

@Basit Siddiqi many people on here have STR, or claim themselves as self employed investors, or expense on a schedule C, or they have LLC/SCorp etc.

This is a great forum with very knowledgeable members that will help to guide you in the right direction, whether that is real estate sales, wholesaling, flipping, rentals, lending, self-directed IRA and Solo 401k investing, or tax and legal guidance.

You will be able to get answers to so many of your questions regarding real estate investing, wholesaling, flipping, rentals, lending, self-directed IRA and Solo 401k investing, or tax and legal guidance from many of the knowledgeable members.

This is a great forum with very knowledgeable members that will help to guide you in the right direction, whether that is real estate sales, wholesaling, flipping, rentals, lending, self-directed IRA and Solo 401k investing, or tax and legal guidance.

But again, more importantly, do not put much faith in ANY self published book on ANY subject.

@Jared Asch, It's a great strategy that actually has a potential self perpetuating benefit if you look at it strategically enough. 

Thanks $1.5m is below the loan limit for a 4-plex in the SF Bay Area, but it's not going to pass the FHA self-sufficiency test unless the listing agent is completely incompetent and you're getting 40% off fair market value (good luck).Duplexes do not have the FHA self-sufficiency test, that's the sweet spot.