Any lenders, who can give 1.5M loan on 4plex or 3plex?

[Sarp Ka]

Hey there, I'm researching multi family market in the Bay Area, CA. The market is terrible however if I were to live here long term, it seems like a better idea to buy a multi family and rent out others; than buying a SFH and renting individual rooms.

The problem is, real estate market is crazy expensive here, where starting price is 1.2-1.5M. Ideally I'd target for a property worth 1.6M, and pay 10%. So approximately looking for 1.4-1.5M loan.

I know jumbo loans can go as high as that much, but the problem is they'd be requiring 20% downpayment, which is not something I'd want to do.

Is it possible at this point to get a loan with only 10% downpayment? If so, which lenders would do that?

Thanks