However you do pay a slightly higher transfer tax on the properties.  

@Jordan Redar Yes, a property can have liens from previous owners, and is quite common in tax deeds where there were family member to family member transfers.  

When I converted the house to a rental property, I setup an LLC (I'm the sole owner) and transferred the deed to the LLC.

Long story short- this owner called that night and gave me this long sob story about his ex dying and the county screwing up the title transfer and all her medical bills he had to pay even though they were divorced, and more things I can't remember.

The property has a mortgage on it but I used a quit-claim-deed right after the purchase to transfer ownership to avoid any liability issues.

To be able to use the "fixed Cost " method, I need to know the fixed costs e.i closing cost, transfer fees, and everything else.

Needless to say, this is much more than I was planning to start with and don't have the finances for the $140,000 up front costs.The seller has offered to provide financing, but I'm yet unsure if they are willing to carry the entire note, but does want the freedom to transfer the note to another party.  

I non-principal who is trying to control a deal by transferring to a secondary entity without being directed to do so by legal counsel causes my BS meter to flag in the orange.There may be practical reasons why record owner is not up to meeting you directly or signing in front of you. 

These include the ability to continue pledging the asset and any remains equity further, selling all or a fractional interest, and transfer of leasehold interests. 

If you paid extra on your monthly mortgage payment, the bank would not apply it towards principal and it actually means giving the bank free moneyc. if you paid next months principal payment the previous month you would avoid paying interest (BS I know)d. if you use a balance transfer check (or rather the convenience check/purchase check) that comes with the credit card, you would not pay the 3% (normal) fee and you would get the mileage/points on that transaction as well.