As an LLC, you could lose any homestead exemptions for property taxes.

@Adam UxleyFirst - you want to determine if paying wages is necessary.The great thing about real estate rental income is that it normally is exempt from having to pay FICA taxes.Being exempt from having to pay FICA taxes is good because that is 15.3% that you are saving in self-employment taxes(the savings can be less if you are above or near the social security base).'

Been doing this since 1994 and have only seen one lender pursue due-on-sale clause when an investor transferred a property with a FNMA/FHLMC loan on it to an LLC, and that was Flagstar.FNMA now allows transfer of deed to LLC if mortgage originated after June 1, 2016 and original borrower owns a majority interest in the LLC and any 12 months of owner-occupancy is first met.https://servicing-guide.fanniemae.com/THE-SERVICING-GUIDE/Part-D-Providing-Solutions-to-a-Borrower/Subpart-D1-Assisting-the-Borrower-with-Property-Related/Chapter-D1-4-Transfers-of-Ownership/Section-D1-4-1-Information-Relating-to-Transfers-of-Owner/D1-4-1-02-Allowable-Exemptions-Due-to-the-Type-of-Transfer/1041300841/D1-4-1-02-Allowable-Exemptions-Due-to-the-Type-of-Transfer-09-09-2020.htmIn the meantime, hiring your LLC to be your PMC is a good idea.

@Caroline Gerardo  Supreme Court ruled on a case in 1983 and was subsequently written into law that a due on sale related to estate planning grantee is an intervivos trust is exempt from enforcement of lender's remedy under a due on sale clause. 

@Ned CareyMy attorney has said it’s a new Interpretation and is even being done on tax salesHere is what I found about 15% (staggered rate but non exempt entities are 15%) https://www.revenue.pa.gov/FormsandPublications/FormsforIndividuals/InheritanceTax/Documents/rev-720.pdf

Also unless your payment to your son’s portion of the mortgage is more than your life time exemption, you don’t owe any gift tax.

The market is booming courtesy of Amazon, ABC Supply Co, Dollar General, Epic Medical Systems and Shine Medical.

The biggest obstacles are widespread shortages and soaring prices for key supplies such as lumber, steel, plastics and medical products, among other things.

You will have a $250k capital gains exemption anyway upon sale ($500k if married). 

Get her medical bills!