I am all ears if anyone can lend some suggestions; however, after wasting thousands of dollars on DEV costs, I want to share my journey to help others.

That info helps alot.

Hopefully you pointing it out, will help someone else reading this thread some day.

But if you need further help, feel free to PM. 

You are hitting a point where local banks will not be able to help you due to your number of properties split between (2) banks.

Hope that helps! 

I've sent you a PM with my contact if you'd like some help navigating the lenders.

You might also be a good candidate for a small boutique hotel, an operator looking to retire will often entertain seller financing on fair terms and you could likely qualify for a SBA loan to help with your vision. 

if you look at land development and new construction in columbus please reach out I'd love to help explain the process 

To learn more about the space and discover the opportunities, difficulties, ups and downs of being a host as well as funding my STR in the future, I have been organizing and building a co-hosting company with hopes of helping hosts relieve stress while at the same time discovering what it means to own an STR and what it takes to have happy guests.