A title company in my area charges $20 a month and you can make your payment directly to them and they will pay the seller/mortgage holder.

Here, any certificate(lien) holder who wants to foreclose, to collect their money, has to first pay off all the other certificate holders.

Nonetheless,thus far, I have basically have been a buy and holder.

Since you're not getting a listing agreement and selling the property for an owner, your Broker wouldn't be entitled to anything since you're not making a commission on the sale of the property.The final question revolves around your responsibility as a license holder.

if it is a small asset holder try giving them a call it is worth a shot see also  if you could call the probate lawyer first

yes, you still have a closing and the title is put in your name, however they will be the mortgage holder

That I know of usually by the time the property has gone or is scheduled for a trustee sale the mortgage holders have already given the owner ample warning and opportunity to bring the loan payments current.

It's morally wrong, IMO.What are some things I can tell the listing agent, which she can relay to the holder of the 2nd, that will help ease this $4,500?

IE offering the bank 55K for the 70K note, settling at or around 60K, then as the note holder, me personally giving him the opportunity to walk away free and clear?

And somebody also said that in DC, the tax lien holder doesnt have priority to other liens?