Find out who they use for appraisals and make sure that you ask for an experienced residential appraiser for the local area.

@Shivam PatelIf you have an FHA in property you want to rent out all of the units you need to refinance that to an investment loan with 75%LTV ratio.You can't, as far as I've experienced, change the FHA to a conventional then move out since conventional are also for primary residence.25% LTV is high and in my plan I hope be able to re-use FHA through refinancing every 2-4 years.Gone are the days of 125% LTV and 80-10-10 loans.

As with most anything, you are looking for an experienced loan officer that you get along with and will spend the time to work with you. 

Factoring in SID/LID, hoa, property manager fee, and I'm assuming other expenses.I just found some rental return calculators online, but I wanted to ask those that are more experienced for their feedback, thanks! 

Questions like this are exactly why you should have an experienced agent representing you and watching out for your interests.A title search performed by a title company or real estate law firm determines the vested owner, the liens or other judgements on the property, the loans on the property and the property taxes due.

@Paul O'Connor Flood insurance is not a good product and sucks the cash flow out of what should be a profitable property as you are experiencing.

You may be the exception to the rule....but places like Baltimore are fore the very experienced and likely local experts.   

Look at some experienced construction lenders in your region and start having conversations. 

I'm experienced at it, but if I wasn't I wouldn't buy it until I could get the required comps. 

So, the jump in median sales prices quoted we've witnessed in 2021 so far is not a result of a drop in prices last year.Here are April 2021 stats for the City of Austin and the greater Austin metro area:This continues the low inventory, high demand pattern the Austin area has experienced for many years.