But I don't think that there's a way to go overboard in that department!

Bigger banks all have small business lending departments that can do this type of request and most community banks like CRE deals.

@Art Maydan,i would take a box of donuts and couple coffees to your local home depot/lowes/menards/ace hardware. and talk with the guy in hardware department. and seeing you don't know about studs, to the guy in lumber too. you really need a bit of education on construction side....

You can do 5% down over and over again and do the Nomad thing.REI friendly lender required, obviously.Tax returns not required because obviously the departing residence wasn't a rental until just now, but next year when you file taxes you'd better be honest about rental income received after you converting it to a rental.

It is true that the death must be disclosed to the next tenant by Calif Law.The sealed unit, investigation is another matter - - contact the department performing the investigation as to when you may begin the cleanup.

I am employed full time with the New York City Police Department for about five years now and I feel likes it time to take a step toward investing in my own property.

Save yourself some time, money and headache and call the city's zoning department ahead of time. 

When it comes to loans to LLCs, you need to ask to speak to the commercial mortgage department.

If you have any  questions in the landlord department, let me know.

If you have any questions in the landlord department, let me know.