Could anyone assist with general knowledge and possibly a phone conversation in order to grasp these concepts.Thank you!!

I was also trying to brainstorm on some various owner financing situations to bring to the owner when I have that conversation so i can suggest ideas.  

Anyone with experience to start a conversation in this area of leasing?

Increase the purchase price by the amount of the repair and then include the repair as an escrowed item to be paid by the seller.Example: Say you're buying a $150K property for $100K cash, with closing costs $5K, and septic work is $5K.

Union Savings acts more like a bank, so those items come into play.

@Ceasar Blackmanthanks for sparking this conversation.

One thing I would recommend is to sit down with a mortgage broker and have the conversation with them.

It was then that I had the scariest conversation of my life.

Cap ex ask your accountant, in many cases you may have a choice whether to capitalize or expense a given item.  

We got to talking and after a good repor building conversation, It turned out that he was pretty wealthy and didn't need the money.