Hi @Norman T Eng, these days you can get a 30-year conventional loan with interest rates in the 4s (I'm paying a fraction of a point to get 4.25% on my current loan which I'm very happy with).  

I think we would've still gotten the deal.Financing - We were going to do a conventional mortgage, but decided to ask the seller to do a land contract (to avoid having to take out a full mortgage for a 3 month flip) and he was totally fine with it.

I bought a house about four months ago using an owner occupy conventional loan.

Paying a normal conventional mortgage along with giving them profit is significantly lowering your margins for you to make enough on cash flow especially after considering initial repairs and cap ex.

Also for places that don't qualify for conventional financing (missing a kitchen, bathroom, etc). 

One of the hurdles in buying these properties (and the reason you can get a good deal on them) is that oftentimes they have deficiencies that make them ineligible for government financing (FHA, VA, USDA) and make it much more difficult to obtain conventional financing. 

I don’t have enough money for a conventional loan to purchase a home here but I’ve got about 90-100k in equity on my investment property.

When inquiring about a specific property that is in need of major "cosmetic" repairs/ replacement:*drywall damage*holes in interior doors*tile missing in shower*disgusting rugs*peeling vinyl flooringAll things we have experience in replacing, however would this affect the possibility of getting a conventional or VA loan due to the clause "No major issues affecting safety, soundness, and habitability"?

I haven’t had much luck but my local Bank Of America quoted me a 4.75% (4.85APR) 30 year fixed conventional mortgage 25% down on a $300,000 loan for a duplex investment non-owner occupied.I make around $70k/yr and have a 750-780 credit score and I do have a 2+ year credit history.

I'm not sure if most conventional mortgages will cover this.