Some people have a natural eye for color-for those who don't (90-minute In-Home Color consults range from $95-$350) it can cost you big on the back end by having to repaint if the combo you chose comes off "murky" because your white trim had the wrong base or a popular golden-mustard turns "dirty-diaper" in your lighting.

Then I turn around and sell those leads at a premium to contacts that I know.

I never thought that I'd turn out this way.

But I'm not going to work with an agent unless they have more than just dollar signs flashing in their eyes.

I would have responded sooner but I think I must have notices turned off or something.  

I have family who invest in rental properties and now it's my turn to join in.

Hey @Daniel Merced, you just became a bigger person in real estate investing by signing up on Bigger Pockets!

I'm buying this property sub2 then turn around and do a lease option.

Just got 2 signed CONTRACTS in 1 day!!!! 

If their bank has that home collateralized too it might be tough for you to refi them unless that bank will subordinate to you...The collateral agreement you are referencing is just the note they signed with the bank that will dictate the terms.