Why would landlords be required to give their product away for free and not grocery stores, gas stations or other providers of essential products?

FHA guidelines (as well as most loan products) are changing daily.

But I'm using my time productively to learn and work on systems. 

We use an insurance product to replace the security deposit.

4-plex is located in the Fort Lauderdale area, It consists of 2 duplexes facing each other, each unit is a 2 bed/1 bath so 8 beds and 4 baths in total and is each unit is being rented for $1500 a month Lot size is 0.25 acres, zoning is RD-15 and land use code is multi family 10 units or less I was thinking of building two more units on top of each duplex once our economy stabilizes of course! 

Is it fully stabilized and you want to maximize cash flow?

We would make sure of the product and that the pre approval was real.. then we required 1k down and would fund 100% of the rehab and buy of the property.. 

Are they fully stabilized? 

Luckily have 5-6 months of reserves but would be nice to not drain those accounts if the payment can be deferred until things get stabilized a bit.

I believe that they are waiting for the worst of the crisis to pass and to see markets stabilize before putting their capital at risk, which I think will happen in the next 2-4 months.For anyone who needs to sell because of liquidity concerns, they might have to take a good discount until buyers return to the market as well.This is a unique phenomenon as the economy was in good shape and the crisis was a man-made shutdown to reduce the lethality of the pandemic.