We make sure the slab is clean, smooth, dry, then apply VCT type glue with a fine trowel. 

AVOID Bruce Shimp, Absolutely Dry Basement Waterproofing.

The problem is my area has been very dry for multi-families for the past couple of years for properties in my price range or that fits my criteria. 

The backyard is an eye sore perception issue so you need to replace dry rot, paint, add drought tolerant or add a deck.If it takes also 60 some days I will be concerned with interest charges etc.

If you present this cut and dry of course it’s a no.

I don’t necessarIly associate leverage wIth greedI think the distinction needs to be made between the residential properties and commercial multi families in commercial no matter how good an operator you are if your balloon payment comes due in the depths of a recession where capital markets have dried up your probably French Toast.

Surely they will pay $1,000,000 for that cash flowing cabin…However, as mentioned before, that investor now has a guaranteed 4 percent treasury to park their money in for a locked in 40k profit sitting on their couch (no VRBO or AirBNB App needed)…there is a large opportunity cost now, of which did not exist for the past several years until now, so these prospective cash buyers are drying up, as they should.

If the oil gets out there, it plugs up the soil and it can no longer drain. 

I am sure if you dig enough you could find a local independent portfolio lender that would have longer terms but I decided to not fight that battle which comes with more restrictive guidelines and chances of drying up.

Interest rates up/down 50bps-100bps one way or the other really don't matter that much as long as credit is still available... when it's not its time to get ready...We expect we'll be able to raise the rates we charge on financing significantly by the end of the year as credit dries up.