DO NOT and I mean DO NOT contact those creditors or make partial payments to them.What that will do is REFRESH and old negative account and make the credit score take a nose dive.It is true it takes usually 1 to 2 months to update changed results in the scoring model.If the buyer has a time sensitive loan issue the lender can do what is called a "rapid re-score" with the credit which will update the credit report score much faster but costs money.In addition to paying down the cards your buyer can also request a credit line increase on all the cards.If 3 out of 5 or 2 out of 5 increase the limit that will help bring down available credit percentages to used credit even more.Even though the buyer is at 680 they want to try to get the score up higher.You do not want to be right at where the score requirement is and then something happens and you are off by a few points.Do not close credit lines.One of the scoring criteria is length of active credit history in good standing.If the buyer has 5 cards and 3 are 2 years old and 1 is 1 years old and the last one is 4 years old then you have a 4 years history.If you close out the oldest one your credit history in good standing has dropped to 2 years now which affects the scoring model.The buyer should stay away from big purchases cars,furniture,appliances,vacations,weddings,etc. until AFTER they have closed on a house and moved in.Those types of purchases are much more lenient on debt ratios than house loans these days.

A strong medical presence also helps.

That middleman processing layer can become a real barrier with time-sensitive and transaction intensive assets such as rental property.A plan offering checkbook control such as a Checkbook IRA or Solo 401(k) will be a much more effective and efficient vehicle for the type of investing you are considering. 

Also you are able to reimburse for out of pocket expenses like medical expenses, home office expenses, property insurance.Create 3 LLC(s) in 2 in OH and 1 in MO for liability protection from your passive rental investing. 

Ex-wife has medical problems and daughter moves in with her to look out for her.

It's in a busy area on 2 bus lines and close to medical etc.

~Manager duties would be ~Oversee facility~Prepare meals ~Observe residents take medication 2x daily~Make sure all apartments are clean and safe~Document Daily Activities*Each resident has the potential to earn $1,100.00 per month. (2 residents per bdrm max)Each apartment has the potential to earn $4,400.00.$4,400.00 x 3 (apartment) = $13,200.00$13,200.00 x 12 (months) = $158,400.00Ex of Residents:*Veterans *Mental Health *Felons*Sex Offenders *CoEd *Seniors *HomelessAll you need is $500 down to save your spot for 3/14/2020

I've spent decades educating folks to be more critical of disclosing personal / sensitive information, so it would be a little hypocritical - or, in the case of a person's SIN, illegal - to insist otherwise ;-)I would have been a tenant candidate who would not have disclosed his SIN. 

In addition t to the areas mentioned above, you may also check out the area near OU medical center and east of I235.

You have all kinds of things to do here. it's a great place to have but we now need the money for medical.