People change jobs and move more frequently, and owning a residence does NOT make sense if you're not staying long (unless you'll retain it as a rental). 

People don’t retain knowledge they don’t use.

Almost any other profession would charge per hour, or charge a retainer.

with all the litigation I am sure he is going to cash and his attorneys are probably requiring some pretty major retainers. 

My month to month lease is basically I say if you leave prior to 6 months i retain $$$ of security deposit for redecorating fee.. a 60 day notice is preferred but 30 is required,, I will guarantee no rent increase for 12 months..

If the payments are current then the lender who is not only servicing the loan retains the full benefits while avoiding having to put the loan in default.Subject-to is for the big boys who know the risks they are taking and have exit plans that will work.

The RMLO doesn't need to originate or "underwrite" it, but does need a copy for retained records. ****** this is not covered in the Act, however there is nothing to say that an RMLO can't make an affidavit of opinion as to compliance or applicability to the Act, they certainly may, if their sponsoring broker/lender allows them to, an independent mortgage broker might be the best choice.**** this is not covered in the Act, it is an audit trail as there are record retention requirements and an RMLO should keep records of anything s/he puts their seal to.In the note business, any investor who buys a note secured by a covered property can get hung on the discount later on as such notes filter into the market, I suggest you not buy a note concerning a covered property without a seal, either showing compliance of origination or a statement of exemption. :)   

In their Voluntary Petition, under their Statement of Intention for Individuals Filing Under Chapter 7, did they indicate "Retain the property and redeem it" or "Retain the property and enter into a Reaffirmation Agreement". 

The carpets will never be the same.I made a good faith effort to pay Javier half because I didn’t want to sour things with my realtor but he then threatened to put a lien on my place.I’ve now retained a lawyer and I’m going to sue him for damages.

Any liens unsold at the auction are retained at the county level and can be sold individually or in another auction or en masse to one buyer within the first 45 days after the auction.