Even in the worst areas cash tenants are IMO worse than HUD tenants.Restrictions of Section 8 Tenants There are unlimited, everywhere.Don’t Receive Voucher Payment Until Tenant Moves In SO?

On average, 80 people move into Columbus weekly.

I'll test moving price down a bit and see if that raises any interest.

There are many buyers who purchased in 2020 to mid 2022 who may owe more on their home than it is worth and need help to move on.I recently purchased a home with an assumable loan in November of 2023 with a 3.08% interest rate during a time when new loans were being written at over 7.5%!! 

Local courts here wont let me move my paperwork here and im too broke to travel anywhere. .

It sounds like you may want to move faster. 

When we decide to move forward with one, we often get a premium on the sale price of the home AND the interest rate received relative to the market rate.I'm going to rant for a moment to try and unpack my thinking. 

@Manny Martinez FHA monthly mortgage insurance is typically 0.85% of the loan amount, so you are effectively already paying the rate you were quoted, $200 per month on an $80,000 loan amount would be about the equivalent of a 3% interest only loan, now factor in the difficulty in finding a 2nd mortgage in todays rate environment that low and assuming the refi rate you are talking about is a fixed rate, your $200 extra per month is paying down the balance of the $80k further reducing the effective rate you are paying on the $80k, all while paying about the same effective rate on your existing balance when you combine your rate and MMI... seems like it is a good move to me or at least better than finding a 2nd mortgage.

Because of my limited capital and to avoid putting all my eggs in one basket, I’m moving more towards fractionalized.Unlike a brokerage, I only look at loan quality, I’m not motivated by commissions, thus less likely to lose money, in my view.

Probably better once they move out and you are accounting for the deposit.I think you have two choices.