to add... just remember there is no 5% money for real estate deals unless your going through full blown underwriting and through a bank or federally insured lender.so if you see 5% rate be cautious then the individual is just that some individual.. red flag city

I'm going through credit reports, and there are some red flags with their public reports- namely that the tax applicant had tax liens in 2009, 2011, and 2013.It concerns me that this happened to him multiple times.

Beige envelope, standard yellow letter, first class postage, hand written and addressed in red ink inside, blue ink outside.

about 2 years ago i got 1000 sqft of red oak hardwood for free that matched perfectly with the existing hardwood in a house i was adding on to.  

Big Red Flag.  

Won't you just end up 75 k in the red?

Either way be sure to vet anyone you want to work with as there are some that will try to take advantage (googling names and companies can bring some red flags to light) Best of Luck!

The numbers seem to make sense to me since I will not be in the red after the mortgage payments, but is there a safe zone that one should strive for?

Jay Decima is out of Northern CA town of Redding.

It does need to show intent to hold the property as an investment- this may look more like a flip and get it flagged.