If it's a rural area fences are premium for dogs or livestock, pretty good value add per amount of investment. 

My best premium is way too high.

The second best work for private rehab and renovation GCs that do major flips and upgrades from builder-grade to premium.

Most are US or Cuban trained.Your major issues of Heart surgery, Cancer treatment, or ongoing treatments such as dialysis; you will need to find a low premium, high deductible coverage, plus move back to the US for treatment. 

If you are looking at the lower 5 counties you’ll likely pay a premium as you get closer to the Miami area.I would verify “why the tax was so high in that area?”

I am a Premium member.  

This may still be a difficult feat to achieve as the risk premium that is added to the risk free rate (treasuries) needs to be significantly large since the risk free rate is basically zero.

Going with a $25K deductible would dramatically reduce your premiums. 

When insurers refuse to pay claims to replace entire roofs, the contractors sue them.While contractors and attorneys maintain they sue only when insurers refuse to pay legitimate claims in a timely manner, insurers contend that they are treated like ATMs by contractors, attorneys and, yes, homeowners willing to look the other way when promised free roofs, bathrooms or kitchens.But that leaves honest homeowners – who would never file an insurance claim except in an emergency – stuck with higher premiums and forced to replace good roofs.The number of lawsuits filed against the top 44 insurers in Florida has continued to spike – totaling 44,325 during the first six months of 2021 compared to about 30,000 during the same periods of each of the three previous years, according to data maintained by the state Department of Financial Services.For Florida consumers, “the outlook is bleak,” said Paul Handerhan, president of the consumer-focused Federal Association for Insurance Reform.

Flood insurance is subsidized by the government hence if that support stopped in the future, your premiums would increase greatly.