Outside of them I also have contractors for odd jobs

But weird floor plans, odd lots, dirt roads, ect are difficult to cure.

Basically ... the federal government has overstepped their bounds and put way too many restrictions on home lending.

A better source than myfico for results based study of Fico effects is creditboards especially the stickied Master topics. myfico forums are a bit restricted in discussing certain things as they are owned by Fico.

Working with private money or hard money lenders is increasing due to the crazy restrictions by traditional banks these days.

I require vet records showing current shots and breed not in restricted list, AKC canine good citizen certificate, dog license, liability insurance of at least $100K with me listed as additional insured, and 1.5 months' rent security deposit instead of just one -- no outside dogs, and no puppies.  

I picked up a new townhouse yesterday, and I've been on the fence about putting up window treatments and some "odds and ends" to make it look more complete.

That's odd though because I reached out to two separate mortgage officers and they both told me the same thing; apparently I need to shop around a little more.I understand that this should sometimes be factored in as the cost to play but consistently after factoring in the water, PMI, lawn/snow potentially, etc., I just couldn't justify it in comparison to a conventional loan on a single family.

If the traffic # and growth in that area are in your odds.

Well Trex Samson (the person) is listed twice one as an older man and one a younger one which could be a JR. but odd on education the same info is listed on both.