Jay Hinrichs yes Bruce was a little skeptical on the multi family market but all in all the aspect of real estate actually helping the turn around of the next recession actually made sense in the SFR area.

What’s you budget and what kind of property, multi-family or one family?

I was able to purchase my first home through the builder I worked for at a discount and now I want to start building my portfolio with multi it properties.

We are looking to invest in some buy and hold multi-units.

What documents do I need to to ask for on a multi-family property in order to "run the numbers?"

But in general, multi's will cash flow better, SFR's will appreciate more.

Will be looking for a multi-family loan. 

The seller's apprehension may be because he is housing more un-realated people than allowed or is treating the property as a multi-family when it is not.  

You may not be able to find your best buy and hold here right out the gate but if you take on a few different angles in real estate, maybe wholesaling and flipping, you will build the bank account and then most likely come across an off market multi family and have your buy and hold.

If you want to start investing in real estate and be able to more comfortably afford your monthly mortgage payments my suggestion would be to sell your house and purchase a multi family property anywhere from 2-4 units.