That is the riskiest, most time consuming and hardest part of managing.

@Anastasia Gamino That's definitely a possibility, however, analyzing a recent deal is really time consuming and I do not think a lot of people would enjoy watching someone go through an excel spreadsheet after a long day at work.

Ethan if you already have $10K saved you can always start with a modest first investment. 

Even if you got a 4-plex (which you should if you can find one), managing 3 tenants likely won't be so time-consuming that it detracts from your schoolwork. 

Be CAREFUL with your consumer debt! 

it will result in forcing many people to have to sell because 2020 consumed a lot of the reserves that owners should have.  

@Adriana VergaraLeave the IRA alone.Double down on paying off consumer debt with getting a side hustle on top of your main gig.

This now becomes a much more costly and time consuming endeavor that likely is not worth the cost or time.    

If I had it to do over I would have waited and got a modest car with low payments and paid it off. 

It will be time consuming at first but like everything with more practice you will get better and faster at this.