At least if you pay by check with written record and get a receipt, no one can claim later you were trying to do anything under the table.

@George VigilI don't know how much more I can bring to the table here.

You don't have to answer this, but I'm curious to know why he's leaving $100K on the table.

•make time to read every day•save more than you think you can (pay yourself first)•find individuals to bounce deals and ideas off of that have no financial gains to you closing a deal***•have reserves before going to closing table (buy what you can afford and still sleep well with affording) •go to REIAS, meet people, break out of your shell, do what’s uncomfortable but also recognize and understand how not to waste someone’s time who’s helping you.

@Kevin Koffman every offer is a cash offer on the closing table. 

Jim thank you for all the insight and experience you are bringing to the table!

Couches, kitchen table, beds, etc.? 

Any seller will respect someone that comes to the table with a real offer.

He has taken care of my primary residence refinance, got me to the table on my current duplex, and I plan to use him to cash-out refi my BRRRR in January when my six months is up. 

Still had to pay the buyers agent (who was fantastic to work with and earned more than her fair share), and I didn't realize how the tax proration was done, which cost me a few grand more than I expected - didn't even realize it until the closing table.