Do I need a ring since I'd almost be getting married?!

However for me with an REI path I couldn’t see the payoff especially with a program that had doubled in cost to $160k.I did a time value calculation on that 160k & 1 year & figure doing REI on my own with 15% annual returns will far exceed the return after w2 tax of the MBA over time.Capital gains are only taxed at a 15% rate & some of my apartment & other deals generate losses on taxes up front which help my wife & i’s taxes since we married this past Spring.

Married with 2 kids. 

I would go to work MWF 9-5, go to school T/TH 9-5, come home help with our church, renovate our space, and try to have a healthy social and married life.

This being an ADU attached to my home, there's no way to unbundle certain expenses like utilities.I'm not married to Stessa.

This cancels capital gains taxes (2/5 previous years) if you decide to sell (up to $250k single, $500k married).

Squeeze for wholesale pricing in both labor and materials and get your hands dirty; you may be able to turn this around for a LOT cheaper.I would ask my wiser brethren and sistren for any advice you might have for Marion and myself.Blessings all, and look forward to your replies,Tevis

I think I just have to take a leap and go with one who creeps me out the least.....kind of like my decision on who to marry :)  At some point you just have to do it. 

After standard deduction 24,800(married filing jointly), I have a negative taxable income of -24800 which is same as 0, meaning I don't get any bonus points for having large negative income. 

About me: 31 yrs old, married with 1 child. net worth about $500K with just over $300K in investments.