Such potential and what a cool-lifestyle.

@Jordan Moorhead good strategy..personally doesn't fit my lifestyle!

I guess it would be similar to like a debt consolidation loan in that case, where they factor in the fact that the loan would be gone after financing.

I enjoy BP because of the mix of people using investing in ways that best suits their lifestyle (i.e. investing as a side hustle, full time investors, etc.) 

Most lenders who offer cash out refis are mostly looking at just a few factors like your loan to value (LTV) and cash flow.

I know rents are really high right now in SD but I guess it depends on a lot of factors to see if that would work for you.

The list includes:Demand in the market & factors that influence said demandLocation of the propertyPhysical condition of the propertyIts proximity to youEach of those has many sub-factors.

I've found through our property management company - CT Property Management - that the best way to not get a unit rented is through a combination of the above factors!

I keep everything in the bank, so you can see how much I make in my statements.If paystubs are a non negotiable, is the year to date pay the deciding factor?

Was originally planning on purchasing and occupying a duplex in the city with a 3.5% FHA loan, but my wife and I were not willing to sacrifice commute and lifestyle (lived in a basement, not willing to do it again) to house-hack, so we ended up signing an apartment lease for another year.After receiving some inspiration and anecdotes from coworkers recently, I've recently become interested in buying, rehabbing and renting out a SFR in NW Indiana or SW suburbs around Joliet, IL.