Opening the book, I found that the author had taken the time to not only autograph the book- but also wrote a letter introducing himself and welcoming me to the world of real estate.

But, the bank Never hires/uses a realtor to list their properties, for a short sale, since they don't own it have no authority to contract with a realtor......unless there is some short sale never-never land I've never heard of.

One of the best values is:(google it) property umbrella blue printI see the author of that system has a blog with free content: Jamel GibbsAnother all included system is bank elimination blue print but its a bit more.

If you are a party to an agreement giving you any type of ownership or authority to sell, then you should be in the clear to market.

Walking in and not knowing individual officers, you can safely assume the oldest guy/gal in there has more experience and probably a higher lending authority.New customers are also reviewed, a loan officer may have a loan authority of say 250K but being a new customer they may be required to have the loan reviewed by senior officers.The issue too is that when you start out and you're assigned a loan officer, you'll be stuck with that loan officer, you go into their portfolio much like customers go to the credits of salesmen at a car dealership.

My largest dumpster count for one house was 23 forty yard dumpsters, and that didn't include all the stuff we sold at garage sales, metal and electronics taken by recyclers (by the truckload) and stuff stolen by burglars that came every night.But the worst one is easy...my hands-down winner is shown here:  http://www.biggerpockets.com/forums/223/topics/133...

Then you have untrained authors putting out "how to" books to make a few bucks, some wanabe gurus mixing kool-aid!

I work for the fourth largest home builder--NVR Inc. as a Project Manager.I started in finance with a company called, Vanguard (the largest mutual fund company in the US).

Some will be authorized by the rental agreement to reside there (those named in the rental agreement as your tenants and minors associated with them) and those who may be short-term guests of your tenant.

An escrow instruction is generated signed by all parties instructing escrow to hold back a sum of money in escrow after closing to be released to borrower pursuant to a letter I issue to escrow authorizing release of funds after I inspect rehab progress.