Now if next month a major crisis occurs and regular folks stop buying shelter, there will be a large amount of capital  chasing "deals"  and therefore imo keep prices up. 

New to area (large military population here, so this is common)2.

There are development and revitalization zones, but the city and large development happen slowly.

Some renters want home, some don't want to have that much to worry about (like mowing the lawn etc) and don't need large backyard so they rent townhome.

I am a licensed agent with a large wholesale brokerage that specializes in getting investors off-market property.

Looking to buy a primary home in the area on the prospect of area developing and also utilizing large lot for expansion/ADUs in the future.

But whenever I actually call up a lender, I usually get a soft quote in the range of 5.50%ish and a large bank that I have a long relationship with won't even lend at 80%. 

I just didn't see the point in scaling my personal portfolio when I could invest passivly in quality assets sponsored by others.

I look for things no one else wants.I'm currently buying medical office and retail because there's a large supply of the former in my market and because the popular media has convinced everyone that Amazon will put the latter out of business.Those are the kind of things you need to look for.

I do have a HELOC, but I would need to max that out plus come with a large amount of cash in order to come up with the $170k.