Wendy Black
Door Hangers
22 February 2016 | 3 replies
We own properties, but we've either taken out mortgages or bought one with an IRA.
Evan Williams
Rental property, self-employed, tax
23 June 2020 | 9 replies
So probably buy for cash flow instead of appreciation and you’re also losing out on the depreciation deduction so make sure you have to do it in an IRA.
Yangyang Jin
How to become a lender in New Jersey
3 July 2023 | 12 replies
I have borrowed funds from a lender this year, but she used her self direct IRA.
Jeremy Paschedag
Pay Cash For Houses?
26 April 2017 | 2 replies
I didn't mention it earlier, but it has to be either a cash purchase or a non-recourse loan as I'm utilizing my self- directed IRA money.
Chris Ossinger
New Investor from Seguin, TX
18 July 2022 | 14 replies
A lot of forum members are very knowledgeable in their respective fields related to real estate investing, whether that is real estate sales, wholesaling, flipping, rentals, lending, self-directed IRA and Solo 401k investing, or tax and legal guidance.The site has quite a few tools that can be helpful for new members.
Jim S.
Taxes - can you offset REIT dividends using passive losses?
30 December 2020 | 5 replies
No, but many REIT dividend distributions are eligible for 199A treatment (20% deduction), or else you can put them in an IRA and DRIP them which is a great way to accumulate very large positions on a tax efficient basis.
Ryan Holyn
Stumped, conflicted, & confused. Please Advise!
9 September 2022 | 16 replies
Finances: I just started maxing out HSA ($3K) & pre-tax 401k ($20K - towards a target date fund) & Roth IRA ($6K - towards VTSAX) to the annual IRS limits, paying off Federal Student Loans ($345/mo., 4%, $20K+ balance) and Private Student Loans ($365/mo., 5%, $14K+ balance), contributing $50/mo. to a very small emergency fund ($2K balance, 1%) in a HYSA, also contributing $50/mo. to I-savings bonds from Treasury Direct ($1K balance, 9.6%), have a small amount of shares in brokerage account ($1.5K - towards risky tech stocks), no other assets or real estate, no crypto, no pets, no subscriptions, no utilities, no car, no rent/mortgage (live free w/fam), no phone/internet/tv bills.
Brian Bradley
CA Residents Protect your Assets through State Exemption
19 February 2019 | 7 replies
Instead of seeking sources of income or assets that can be used for tax deductions like IRAs, you can contribute to your PRP as they are earned with little to no restrictions on the amount.
Brian Bradley
California Private Retirement Trust (PST) and Asset Protection
29 May 2023 | 8 replies
PRTs are specifically designed to enforce your legal exemption right to protect assets from lawsuits and attacks.Aretax-oriented plans like IRAs seek tax deductions for contributions.
David Cox
Rome,GA SFR rental insights needed
20 August 2019 | 3 replies
We would be using a self directed IRA to fund these and using a property management service.