Not achieving fame and fortune instantly? 

So far, I've heard of United Dwelling, EcoSmart Builders, as well as Homestead that provide similar design/build/manage services.Hi Ange!

I'd recommend you sell and get yourself into a small multi fam or a house that has the possibility of a separate dwelling unit. 

I have talked to a few companies, but no one seems to offer a liability policy outside of normal dwelling coverage.

I've been considering this all from a Dwelling Fire point of view.

By house hacking you are instantly in the game for the cheapest way in (owning).  

It took the industry 60 years to get in this position, and it gutted out some terrible decades to come out on top in terms of providing the least expensive detached dwelling in the U.S. at the very moment that our country's housing market priced nearly 50% of the population out of the ability to be a homeowner.

In RSL and multifamily lowrise zones, only one accessory dwelling unit is permitted in each single-family, rowhouse, or townhouse unit.

There would potentially be no need of a title search anymore and conveyance of property tokens could literally happen in an instant on which ever Blockchain supported all legal real estate transactions.

Kara-Yes, but this loan is for owner occupant, as long as you intend on owning and living in it as a primary dwelling, you are good to go, here are a few pointers:1) Use an experienced 203k lender, not someone that has done (1) or (2) just google 203k lender for your immediate area, call (3) get best rate, listen to experience pick (1)2) Its all about value, in some cases you can go 110% of appraised value, giving you more money for your renovation if you need it, depends on your situation and market.