Liability Insurance Recommendations

[Josh Tonnesen]

Hello BP Community,

I wanted to reach out to see if anyone has any recommendations on an insurance company who would provide liability insurance only. I live in SW Florida (where hurricane Ian hit) and the insurance premiums are just too high for homeowners insurance (especially considering any flood damage is a separate policy). I now have 3 Mobile Homes in a LLC, and I want to hold Liability insurance in case of being sued for an injury.

I have talked to a few companies, but no one seems to offer a liability policy outside of normal dwelling coverage. I know some people can get coverage for liability only on larger mobile home parks, but haven't had much luck yet.

Thanks!