Going around reporting others, trying to get other people to feel your pain by having it them self is just dirty pool. 

They ended up giving me a better rate and longer amortization than anybody else but it was much more of a pain in the butt than working with local lenders I have relationships with already. 

However, i could see how it could easily be an issue if the tenants or other driveway users didn’t get along or weren’t nice because it was a pain the the butt- who shovels it?

This already has been a painful process, and now I get blindsided by this.

I am all too familiar with back pain and injury. 

I would do that if you are doing any work which requires them, plus the building inspector will let you know what how to proceed with that addition. unless it was shoddy construction there's a good likelihood that they will go easy on you because you aren't the one who built it. they could require it to be brought up to code but it's an investment because it will hurt the appraisal and potentially scare off buyers in the future. just be real nice and ignorant when you speak with the building inspector. they see lots of this and many times depending on ones attitude they can be a pain or pretty nice.

I've frankly been a pain in the *** in the process using 203k financing and asking her to offer lowball offers for me.

@elizabeth,I feel your pain. 

But that does not mean there won't be some pain.  

The books I've read didn't mention this and its becoming a bit of a pain.