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Updated about 7 years ago on . Most recent reply

Gary B.'s profile image
Gary B.'s profile image
Gary B.
  • from Hayward, CA
  • Member since Dec 1, 2017
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Gary B.'s profile image
Gary B.'s profile image
Gary B.
  • from Hayward, CA
  • Member since Dec 1, 2017
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Gary B.
  • Hayward, CA
12
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133
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Private Lending & Conventional Mortgage Advice

Commercial Lending from US Bank

Gary B.
  • Hayward, CA
Posted

How has been your experience with US Bank? They are trying to undercut everyone in my current deal, but they are not giving me a rate lock. Not sure if they will turn around and raise the rates at time of closing. If you have any experience with them please share.

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Michael Seeker's profile image
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Michael Seeker
  • Investor
  • from Louisville and Memphis, TN
  • Member since Apr 7, 2011
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Michael Seeker's profile image
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Michael Seeker
  • Investor
  • from Louisville and Memphis, TN
  • Member since Apr 7, 2011
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Michael Seeker
  • Investor
  • Louisville and Memphis, TN
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Michael Seeker
  • Investor
  • Louisville and Memphis, TN
Replied

@Gary B. - I've used them for one commercial loan and the experience was okay.  They ended up giving me a better rate and longer amortization than anybody else but it was much more of a pain in the butt than working with local lenders I have relationships with already.  There were a lot of ticky tacky fees and extra headaches.  Overall, it was worth the hassle, but not by much.

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