She is holing 51 percent of the company for credit purposes on paper, but will maintain as a silent partner.Our initial idea was to Refi her primary residence to capture the existing 140k of equity in the home and to take that over to our new LLC as starting capital.We have hit a months long snag with the bank who is requiring a co signer as the only way to move forward.

Or if it is a flat rate for the job, have a contract outlining the scope of work and what you will pay to complete that scope, as well as any draw schedule.Then you simply write them a check from your LLC check book and log it in quickbooks.  

There are more people simply looking for housing than is available in most of the the NW.Feel free to reach out if you want to have an offline conversation.

My mortgage broker told me to simply get the "second home" insurance policy in order to secure the mortgage and then change the insurance plan later.So now I'm looking to move it into an LLC and convert the insurance policy to an STR, but I'm a bit worried about the implications.The lender said it's fine to convert it to an LLC and that this would not cause any changes to the terms.

I need to determine whether or not moving faster (by pulling from the 401k) offers greater benefits than patience and continuing to simply save the money needed for the initial investment.

The issue may simply be how you're presenting offers because there are more ways then just cash. 

Is it possible for you to simply spin up another LLC or just own this property outright as an individual?

Also most folk simply don't understand buyer agency, so detailing it in a written agreement and explaining the document to the client helps them understand the relationship as well. 

And if you are correct that buying a home would deplete your savings, perhaps you are correct, and the answer is simply to keep working hard, learning, and saving!

Many Sellers feel stuck, because they a) don’t want to pay the tax and b) don’t want to do a 1031 exchange, to simply trade into yet another responsibility.