I still think it's too soon to know how much of an impact covid is going to have on the market. 

There is such an enormous amount of work out there that they can pick and choose what they want to do that day and they're doing it based on what pays the most quite literally today.

Student housing property values have been appreciating like crazy the past 5 years, and the impact of Covid-19 might bring some good opportunities to purchase from distressed sellers in need of some quick cash to cover their own financial issues due to the pandemic. 

I'd really be interested in more discussions about the impact of COVID-19 to the many many submarkets in Philly, but that might be for another thread.

This could have a negative impact on resale value when that time comes.Good luck with whatever you decide to do!

@Connor Coyle I would ask the lender what you could do that would have the biggest impact first.  

Those all impact the rent pretty significantly...that being said, I'd love to rent the place next year for the recommended $2250. 

However, COVID will impact that market very strongly in this next few years. 

A listing agent on a Foreclosure has zero impact on what offer is accepted.

I would love to do this at my home in California and our counties, under enormous pressure to accommodate low cost housing, have eased zoning restrictions in recent years to make ADU construction feasible.