I sometimes think the designers did not think the layout well.I see lot of apartments that has same problem.  

I believe it's Podcast 150: https://www.biggerpockets.com/blog/2015/11/26/bp-podcast-150designing-lifestyle-based-real-estate-business-luke-swab/Here's the transcript where you read about Luke talking about being a commercial fisherman in Alaska: https://www.biggerpockets.com/bpp150-luke-swab-podcast-transcript-designing-a-lifestyle-based-real-estate-business

There are very few contractors I would trust to value engineer and go to for design advice.

It depends on the postcard design of course.

I've always figured it was a given that renters are harder on a house than owners and you furnish rentals with builder-grade items designed for durability, am I wrong? 

@Grayson GistThere are a couple of reasons:Occupancy fraud is the number one type of fraud in the mortgage industryMost people buy a 4 unit and then move up to a single family; they don't continue to buy 4 unit propertiesFHA expressly says in its guidelines that "FHA will not insure a mortgage if it is determined that the transaction was designed to use FHA mortgage insurance as a vehicle for obtaining investment properties, even if the property to be insured will be the only one owned using FHA mortgage insurance." https://www.hud.gov/sites/documents/4155-1_4_SECB.PDF ... so if you're trying to use FHA, you could be running into that guidelineOver 2 units, FHA requires the property to pass a self sufficiency test as well, meaning 75% of the market rents must cover the mortgage amount and they also have to apply a market vacancy rate to the mix.Lots of reasons to just live where you're living now and get a portfolio loan that has none of the above guidelines.Stephanie

The park was designed and approved by the county to have 126 pads once a new road was added.

I don’t have the money to hire an expensive web designer at the moment.

A HELOC is designed to be repaid within 5 years.   

Of course the other 40% know 50 times as much as I do.I've ended up designing software (for personal use) with it for too many things to mention here, but two of the biggest are Market Analysis and design/executing a REI Business Plan.Your skills with Excel should not be taken lightly, and can be a very valuable asset as a partner to many REI.