@Khaled El Dorry my first reaction when I saw your post was the type of mentorship program I joined last year but I'm not sure if that would serve you best.

I serve as the RA for some of my clients.

I told him he owes a late fee and if I don't see the money by Monday the 9th I will serve an eviction notice.

Subconsciously it's served them well in life.

Obviously, if you walk into a local bank they will tend to serve you "locally." 

@Robert WithersI think you would be better served speaking with an attorney than a CPA.

If you are prepared to get a new loan anyway, you'd be far better served purchasing subject-to provided you can live with these existing terms.If there is truly significant equity in the deal, a short-sale is likely a non-starter.

You'll likely have a 1% of purchase price EMD (Earnest money deposit) which serves as a good faith deposit.

If you never reach your hand into the cookie jar you never know how delicious the cookies might be, but if you consistently check for cookies, eventually you end up with one and they are freaking delicious!

Honestly, it sounds like self-serving BS.I think there may be one between abnormally high and low commissions and number of showings.