So, it becomes cost / convenience / customer service. 

No dishwasher, no microwave, no hood.  I

Need Flooring Or custom tile work?

I'm open to recommendations for lawyers and/or websites where I can get a standard form and customize as needed.

Finally, the bank realized that privacy protections are only for customers - and this knucklehead wasn't a customer. 

No offense but if you’re new to him and asking for a ton, he might have other established customers with a good working rapport who are feeding him work and paying him then he might not totally want to take on new customers if his resources are limited.

Depending on the $ level, could turn competitors into customers as you could use the SDIRA as a HM lender.

Their customer service level is at an all time low.

There are new ones coming out every year with a specialized product or target customer niche.

My girlfriend works for an attorney, and I work with National Home Builders and Custom Home Design-Build firms...so it might make the most sense for me to begin with flipping since I have contacts.