@Kevin Aljic Residing in Texas your options are extremely limited for a HELOC on investment property, to the extent that I still hear that they are not allowed.I might be biased but I feel the easiest route is going to be a cash-out refinance on your investment rental.

At this point I started researching loans and quickly figured out that to get an individual loan on each property was going to be a bear because of the Fannie and Freddie limit when approaching 6 loans.

Including people sharing rooms.I personally would like to, at the very least, see ESAs limited to normal domestic pets. 

Account Closed For a primary residence you can do as little as 20% down on a 3-4 unit with Freddie Mac (one of the two conventional routes) Home Possible is a low down payment program that may be an option with only 5% down if you are purchasing in a no income limit area, or meet the income limits within the area.Here is some info on Home Possible; Advantages of Home Possible LTV of 97% on 1 unit & 95% on 2-4 unitsMinimum credit score of 620 1-2 units, 3-4 if greater than 20% down and 720 if less than 20% down on 3-4 units.PRIMARY Residence purchase onlyNOT Required to be a first time home buyer Locations considered a low income census tract - have no income restrictionsRestrictions of Home Possible 3-4 unit properties require a 720 credit score with less 20% down.

After that the have they option to retain 10% equity in the deal as a limited partner.

If you're looking to own your own projects (flip or buy/hold), my experience has been that having a license and a managing broker can limit some of your options.

Annual Meetings are typically open to all owners (not tenants or the general public) and some HOA's will open an occasional regular meeting to a limited amount of public/resident comment prior to beginning that regular meeting.

I do my best to limit my exposure to this wild west style lawsuit culture we have.I am starting to flip properties but, for the last few years I have purchased rentals to hold. 

A subject-to can be beneficial as it allows you to enter a deal with potentially no financing or limited financing of your own, lower money out of pocket, and increased cash on cash returns.

I lack experience and am limited on local knowledge, for now.