In answer to the next obvious question, it's also against the rules for that person to actually take a pay cut to make things right with you and what they quoted, that person actually has to convince a non-consumer-facing person in management to take a pay cut, if that's the goal.

@Caleb Brown So here's a rundown of the basics of how the VA home loan works...When you go to get a conventional mortgage, typically lenders want you to put 20% down which will enable you to avoid private mortgage insurance (PMI) which protects the lender in case you default.  

If you want better protection then have your LLC be the beneficiary and the owner of your LLC be your living trust.

So from the consumer perspective, you might not even see it.

The reality is the opposite - if it's not in writing then the PMC doesn't have to provide the service or can charge extra for it.We have a 12 page management contract that we've added our real experiences to over the years, with the intent of protecting both us AND the landlord.

Most banks tell me i need to purchase the property under my name and not under a LLC was wondering if i opened a series LLC how can i incorporate it from liability protection and taxes?

The reality is the opposite - if it's not in writing then the PMC doesn't have to provide the service or can charge extra for it.We have a 12 page management contract that we've added our real experiences to over the years, with the intent of protecting both us AND the landlord.

But within that 5 year period if rates go up its not like your banker can call you in and say hey we need to raise that rate, your locked in for your term.So in summary, you are not putting yourself out there to end up with a 15% rate, there are many terms within the loan to protect you. 

The best (and least time-consuming) sources for us have been cold-calling & email campaigns.

Welcome to BP and to real estate investing.Real estate is an amazing machine for building wealth, and can be used for protecting wealth, insulating from risk and gaining tax benefits, throughout the years.