Back to my question, with all liens combined, how much equity is in the home.

People didn't know how to book travel packages -- it was complicated to find the best deal on combined air travel, hotel, car, etc.

But, with rentals, if/when you decide to retire, the income doesn't stop.That's why I believe a combination of flipping and buy-and-hold is the best way to generate short-term income, as well as long term cash-flow.

I recently did a hard money loan where I combined multiple self directed IRA accounts and money from my company as well.

Would it be REOs, probate, absentee owners, foreclosures, short sales, something I have not listed or a combination.

The investor completely funds the deal using a combination of their cash and a mortgage.

They combined the three into a loan with 15 year AM. at 5%.

Obvious, but ask for owner carry 2nd mtg up to 90% Combined LTV (and still get conventional financing).

Are you planning to use all equity or some debt and equity combination?

Others (like myself) combine investment with hobby and strive for 15+% returns... still others turn this into a second (or first) job and are looking for 20+% returns.There is a definite trade off... but who are we to place value on other people's time?